Live the retirement you’ve always imagined.
A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, enables you to access a portion of your home’s equity without having to make monthly mortgage payments.
Bates Reverse Mortgage Options
Standard Reverse Mortgage (HECM)
A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, enables you to access a portion of your home’s equity without having to make monthly mortgage payments.
Buy a Home with a Reverse Mortgage
A Home Equity Conversion Mortgage (HECM) for Purchase is a reverse mortgage that allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from the reverse mortgage.
Refinance Your Reverse Mortgage
Review your options to access more cash from your home’s equity and adjust your terms to better fit your current needs.
Compare HECM to HELOC
A HELOC is a line of credit that requires monthly payments in addition to your existing mortgage, while a HECM allows you to access your home’s equity while eliminating your mortgage payments.
Let us help you find the Perfect Mortgage
Bates Reverse Mortgage is one of the most experienced reverse mortgage lenders in the country. For over two decades we have been helping eligible customers convert a portion of their home equity into usable funds without having to make monthly mortgage payments.
3 Steps!
01. Personalized mortgage solutions tailored to your needs
02. Competitive rates and flexible loan options
03. Seamless and efficient mortgage process
Get The Funds You Need With A Reverse Mortgage
Every homeowner’s needs are unique. Discover how a reverse mortgage (HECM) can be tailored to your specific financial goals and retirement
Supplement Retirement Income
Enhance your financial security with strategies for a comfortable and worry-free retirement.
Pay Off Your Existing Mortgage
Pay off your existing mortgage early to reduce debt, save on interest, and achieve financial freedom.
Pay Off Your High-Interest Debts
Pay off high-interest debts swiftly to regain financial stability and improve your overall economic well-being.
Remain In The Home You Love
Stay in the home you love with flexible financing solutions that enable you to maintain ownership.
Cover Healthcare Expenses
Cover healthcare expenses easily with tailored financial solutions, ensuring access to necessary medical services.
Fund Your Dream Vacation
Flexible financing options, making unforgettable travel experiences easier and more accessible than ever.
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What Our Customers Say?
At Bates Reverse Mortgage, our mission is to help our clients find the perfect mortgage option. We provide the guidance they need to meet their goals.

Heather Smith

Michael Roberts
